Medicare Advantage enrollment is coming. Here s what to know to help you or a loved one

Get the Full StoryPeople will be able to sign up for 2025 coverage between Oct. 15 and Dec. 7.

Thinner benefits and coverage changes await many older Americans shopping for health insurance this fall. That s if their plan is even still available in 2025.More than a million people will probably have to find new coverage as major insurers cut costs and pull back from markets for Medicare Advantage plans, the privately run version of the federal government s coverage program mostly for people ages 65 and older.Industry experts also predict some price increases for Medicare prescription drug plans as required coverage improvements kick in.Voters will learn about the insurance changes just weeks before they pick the next president and as Democrat Kamala Harris campaigns on promises to lower health care costs. Early voting has already started in some states. This could be bad news for Vice President Harris. If that premium is going up, that s a very obvious sign that you re paying more, said Massey Whorley, an analyst for health care consulting company Avalere. That has significant implications for how they re viewing the performance of the current administration. Insurance agents say the distraction of the election adds another complication to an already challenging annual enrollment window that starts next month.

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